REA Press 20 REA Press3042-02103042-0210 REA Press https://doi.org/10.22105/aaa.v1i4.53 Research Article Geographic diversification, Bank lending, Currency crisis https://doi.org/10.22105/aaa.v1i4.53https://doi.org/10.22105/aaa.v1i4.53 Kaviani Morteza Department of Accounting, Shafagh Institute of Higher Education, Tonekabon, Iran. Jafari Masumeh Department of Financial Management, Karaj Branch, Islamic Azad University, Karaj, Iran. Kaviani Kaveh Department of Financial Management, Karaj Branch, Islamic Azad University, Karaj, Iran. 12 2024 27 12 2024 1 4 © 2024 REA Press 2024

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 https://doi.org/10.22105/aaa.v1i4.53

Investigating the relationship between geographic diversity and bank lending is a question that banks always face and is one of the essential daily issues they must answer. Therefore, this study aims to investigate the relationship between geographic diversity and bank lending. This research was conducted from 2012 to 2019 on 15 sample banks listed in the Tehran Stock Exchange, which were selected using a systematic method. This study estimates the model using the panel data method. The results indicate a relationship between geographical diversity and bank lending, and there is no relationship between geographical diversity and bank lending despite the currency crisis.

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